Check List: Step Two!
Verify that your receipts are properly truncated.

The Fair and Accurate Credit Transaction Act of 2003 (FACTA) sets a national standard requiring truncation of credit card information.

FACTA states the following:

• Credit and debit card receipts cannot include more than the last five digits of the card number
• The card's expiration date cannot be printed or displayed on your receipts

Important: These standards apply to both the customer copy and the merchant copy of the receipt!

You have indicated that you use a POS terminal to process your credit/debit card transactions. Many POS terminals will currently have the most updated software application, which should be FACTA compliant.

However, if either your merchant copy or customer copy receipts improperly truncate the credit card number and/or expiration date, as indicated by the samples above, your terminal needs to have its software updated. You can update your terminal software anytime, and it only take a few minutes.