Check List: Step Two!
Verify that your reciepts are properly truncated.

The Fair and Accurate Credit Transaction Act of 2003 (FACTA) sets a national standard requiring truncation of credit card information.

FACTA states the following:

  • Credit and debit card receipts cannot include more than the last five digits of the card number
  • The card's expiration date cannot be printed or displayed on your receipts

Important: These standards apply to both the customer copy and the merchant copy of the receipt!

You have indicated that you use a Internet Gateway or Online Shopping Cart to process you credit/debit card transactions. Depending on your vendor, you may already be FACTA compliant.

However, if either your merchant copy or customer copy receipts print the entire credit card number and/or expiration date, you should contact your vendor to make the necessary updates to your software program.